Brandon Car Accident Lawyer
Of all the different types of personal injury claims filed in Brandon, those involving car accidents are perhaps the most common. Any negligent act on the roads can cause a car accident and cause serious injuries. If you have been seriously hurt, you may wonder how you are going to pay your medical bills and other daily expenses, particularly if you cannot return to work right away. Below, our Brandon car accident lawyer explains.
Common Causes of Car Accidents in Brandon
Any time a motorist acts carelessly or aggressively on the roads, it can result in a crash. However, there are some causes of car accidents that are more common than others. These include:
- Speeding: Speeding is very dangerous for a number of reasons. It increases the distance required to stop, makes controlling a vehicle much more difficult, and increases the severity of a crash.
- Impaired driving: Driving while under the influence of alcohol or drugs is extremely dangerous. In fact, impaired driving is the most common cause of fatal auto collisions.
- Distracted driving: Many people think texting while driving is the only type of distracted driving but this is not true. Eating, drinking, adjusting the vehicle’s systems, loud music, and rowdy passengers are just a few other types of distractions motorists face.
- Aggressive driving: Also known as road rage, aggressive driving is very dangerous. Cutting other motorists off, tailgating, and weaving in and out of lanes are just a few of the most common examples of aggressive driving.
- Drowsy driving: Drowsy driving is so dangerous it has been compared to impaired driving. When drivers are fatigued, they cannot focus properly, their judgment is impaired, and they are more likely to act negligently.
What Insurance is Available After a Car Accident?
Florida is a no-fault auto insurance state. This means after a crash, motorists must first file a claim with their own insurance company. This type of claim provides injured individuals with personal injury protection (PIP) coverage. Most people only purchase the minimum amounts of coverage, which is $10,000 in PIP coverage and $10,000 in property damage liability. PIP coverage provides for 80 percent of all medical expenses and 60 percent of a person’s lost wages.
Due to the fact that severe injuries can cost much more than $10,000, accident victims can file another claim against the at-fault driver if their injuries meet the threshold outlined under state law. A serious injury that allows a third party claim is defined as one of the following:
- Permanent injuries
- Loss of a major bodily function
- Permanent and significant scarring and disfigurement
- Death
Spinal cord injuries resulting in paralysis, amputations, and traumatic brain injuries are just a few examples of serious injuries that allow for a third party claim.
Our Car Accident Lawyer in Brandon Can Help with Your Case
Dealing with insurance companies is never easy. At Anderson & Anderson, our Brandon car accident lawyer can communicate with the insurance company on your behalf to ensure that your rights are protected and you receive the fair compensation that is justly yours. Call us now at 813-251-0072 or contact us online to schedule a consultation with our experienced attorney and to learn more about how we can help.